About Earnin

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Summary

As a Fintech company where Machine Learning (ML) is one of the key features, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, ensuring our machine learning systems’ health and scalability is critical. To guarantee the success of machine learning systems, work needs to be done around transforming ML models to high-performance production-level code, including implementing sophisticated machine learning algorithms and robustness monitoring, system logging/alarming, and DevOps.

The US base salary range for this full-time position is $169,800 - $207,600 equity + benefits. Our salary ranges are determined by role, level, and location. This is a Palo Alto (Headquarters)- based position that will require a minimum of two days a week in the office, with the flexibility to be full-time in person depending on responsibilities.

What You'll Do

Design, build, and launch efficient and reliable machine learning (ML) models to drive business impact
Train and validate both deep learning-based and statistical-based models considering use-case, complexity, performance, and robustness
Demonstrate end-to-end understanding of applications and develop a deep understanding of the “why” behind our models & systems
Partner with product managers, tech leads, and stakeholders to analyze business problems, clarify requirements, and define the scope of the systems needed
Work closely with data platform teams to enable robust scalable batch and real-time data pipelines
Drive high ML and engineering standards on the team through mentoring and knowledge sharing. Drive engineering best practices around code reviews, automated testing, and monitoring

What We're Looking For

MS degree or Ph.D. degree in Computer Science or a related technical field
2+ years of experience in ML engineering
Strong programming skills in Python and data engineering skills
Extensive knowledge of machine learning algorithms
Hands-on experience with architectural patterns for large, high-scale software applications
Industry experience building and productionizing machine learning systems
Strong oral and written communication skills

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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Machine Learning Engineer